91福利 is self-insured. This means health care claims are paid directly by 91福利. The fee is a way we can keep our premiums affordable, and to continue offering great health insurance options. When coverage is granted to a working spouse or domestic partner with access to their employer鈥檚 health care plan, this creates higher costs for employees at 91福利. The working spouse/domestic partner fee helps to absorb some of the health care costs that 91福利 will incur instead of your working spouse鈥檚 employer.
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