Life Insurance

91�� is committed to providing employees with valuable benefits programs and has chosen Lincoln Financial as our administrator for our group term life (basic life) and accidental death and dismemberment (AD&D) insurance.

Basic life and accidental death and dismemberment (AD&D) insurance provide cash benefits in the unfortunate event that you pass away or suffer a traumatic injury from certain covered accidents. It can offer reassurance that you, or the people you love, will have access to money to help cover expenses during a challenging time.

With Lincoln, you'll benefit from:

An outstanding reputation for service and financial strength.
More than 70 years of experience in employee benefits.
An enduring commitment to protecting you and your family.
Timely, accurate claim payments and claim status updates.

In addition to employer-paid basic life and AD&D coverage, explore additional optional benefits from Lincoln such as long-term disability insurance, supplemental life insurance, supplemental AD&D coverage, and more!

Lincoln Benefits Overview

Employer Paid Life Insurance and AD&D Coverage Overview

Eligibility: All full-time employees.

Contribution: 91�� pays the cost of your coverage.

Employee life coverage amount: Three times your annual earnings rounded to the next higher $1,000.

Employee life insurance coverage maximum: This amount may not exceed $225,000.

AD&D coverage amount: Your AD&D coverage is equal to the life benefit amount.

Benefit reductions: Reduces to 65% at age 65, to 50% at age 70, and 25% at age 75.

Long-term disability insurance overview

Long-term disability insurance pays you a portion of your salary while you’re away from work or recovering from a covered illness or injury.

Eligibility: All eligible full-time 9 month, 10 month, and 12 month employees electing for this coverage.

Contribution: You pay the cost of your coverage.

Coverage amount: A percentage of your monthly earnings to a maximum of $6,000 per month (depending on which plan you elect).

Click here to see complete plan details for long-term disability coverage through Lincoln Financial.

Supplemental life and AD&D overview

In addition to basic life insurance, supplemental life and AD&D coverage can provide an extra layer of financial protection for you and your loved ones, helping with support in the event of an unexpected death or covered accidental injury.

Eligibility: All full-time employees

Contribution: You pay the cost of your coverage.

Employee Coverage amount:

Supplemental life: One, two, three, four, or five times annual earnings rounded to the next higher $1,000. This amount may not exceed $1,000,000.
Supplemental AD&D: Available in increments of $25,000, not to exceed the lesser of five times annual earnings or $1,000,000.

Click here to see complete plan details for supplemental life and AD&D coverage through Lincoln Financial.

91��

Life Insurance

With Lincoln, you'll benefit from:

Lincoln Benefits Overview

Lincoln Financial Resources

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91����

Life Insurance

With Lincoln, you'll benefit from:

Lincoln Benefits Overview

Lincoln Financial Resources

Street Address

Mailing Address

Contact Us

91��