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If you’re enrolled in life and/or accidental death and dismemberment (AD&D) insurance, EmployeeConnect SM offers professional, confidential services to help you and your loved ones improve your quality of life.

Click here for full EmployeeConnect details

If you’re enrolled in life and/or accidental death and dismemberment (AD&D) insurance, TravelConnect® services are available to you and your loved ones 24 hours a day, seven days a week.

Click here for full TravelConnect® details

File your LTD claim in four easy steps

1. Log in to LincolnFinancial.com to download a claim form. Or obtain a claim form from your employer.
2. Complete the form according to the instructions, making note of three separate sections for you, your employer, and doctor.
3. Submit a claim using your preferred method. You can file your claim four to six weeks before the date your disability benefits begins.

Long-term disability insurance pays you a portion of your salary while you’re away from work or recovering from a covered illness or injury.

Eligibility: All full-time employees

Contribution: You pay the cost of your coverage.

Employee Coverage amount: 

Eligibility: All full-time employees.

Contribution: You pay the cost of your coverage.

Coverage amount: Available in increments of $25,000, not to exceed the lesser of five times annual earnings or $1,000,000.

Family coverage:

Eligibility: All full-time employees.

Contribution: You pay the cost of your coverage.

Coverage amount: One, two, three, four, or five times annual earnings rounded to the next higher $1,000. This amount may not exceed $1,000,000.

Spouse life coverage: Available in increments of $10,000, not to exceed $250,000.

Dependent children life coverage: Live birth to 26 years: $10,000.

Evidence of insurability: A health statement may be required.